Trying to fix Credit Problems, I need answers please!?

Credit reports stay on your file for 7 years 180 days. Therefore it should of came off by now. If your husband still has the credit report, there should be a reference number on the right or left hand side. Then call Trans Union customer service toll free @ 1-800-916-8800. They in the reference number that should transfer it to live agent and just have your husband explain the situation. If he does not have the credit report, just have him call Trans Union toll free @ 1-877-322-8228 for all 3 free credit reports. If you'd like more help, please let me know.